I don’t know if it is the hot, Southern California January weather or exhaustion from the last four years of constant havoc, or anticipation of a new, hopeful president and Vice President, or the fact that I submitted my retirement paperwork a few days ago, but now seems like a pretty awesome time to re-focus: To minimize.
Do I need that? No. Does it bring me joy? No. Does it make my world crowded? Yes. Is it taking up space that I could otherwise use to place, say a dog bed? Yes. Do I need to eat that? No. Could I have just a little bite? Yes. Do I really need Apple Music? Yes, until I stop teaching full-time. The newspaper? Aww, giving it up would be painful. Do I really need to buy that new sofa that is 70% off on Wayfair? Absolutely not.
I don’t need to panic. I don’t need to keep watching TV news. I don’t need to scan Facebook or shop for sales or eat unhealthy food or stress over all the things my Distant Learning students aren’t doing because class is remote. I don’t need to shop as a hobby. I don’t need more stuff.
Period. End of story.
I am going to retire. Made the decision when our school district announced an early retirement incentive. It’s time to take a new road, discover new things. Yes, I will miss teaching. Terribly. But I have a feeling teaching will take on a new shape. I’ll get to go back and re-visit some of the things I always wanted to do, like write more out of love rather than economic need, like cooking and crafting and visiting and creating.
Life IZ short. We gotta drink more Boisset wine, go barefoot, and dance and sing just for the heck of it.
Big changes this year.
A few hours ago I did something I should have done ten years ago: Budget. I need to figure out how I can be happy and frugal. I definitely don’t want to give up things like wine and going on adventures. So I have figured out a way to go on an economic and food diet. Budget. Instead of not looking at the receipt, like I have embarrassingly done, and pressing “buy” rather than reflect, “Do I need it versus want it?” like I used to do when I was younger, I now have to ask the question: “How will this purchase best help me reach my goal?” If it won’t, DENIED!
Amazon seduced me. I admit it: once again, I am embarrassed. I spend way too much on things I want, but don’t need. And now, from this point on, it has to stop.
In my family, I am the Amazon account owner. I pay the yearly fee and other members tap into the benefits of my “membership”. But this year, when my renewal comes due, I’m cancelling it. Frankly, it’s too tempting, too easy to press “but”. Like having chocolate in the cupboard. I know it’s there and I’m gonna consume it. Because I am a consumer. Not out of control. But sort of.
I’ll be reporting back how it’s going. But if I follow the budget I have established, I should be able to set up a pretty healthy saving mindset prior to my actual retirement. I have a few other factors that should help out: My Affordable Dwelling Unit, otherwise known as Moonstone Cottage, is almost ready to rent. I hope in two weeks to get it on the market, which is a whole other set of questions/concerns. But I am gonna trust this next step. I’m counting on the income to help me retire. So many things to consider: The renter his/herself, taxes, the responsibilities of being a landlord–especially now. For sure, I’ll be doing a lot of praying and investigating.
Meantime, I’m going to be figuring out new more affordable and healthy foods to eat. I happen to love veggies, beans, rice and tofu, so that should help with the budget. Again, I don’t want to feel deprived and poor. I’m thinking my new choices will help me feel rich and plentiful. At least that’s what I’m hoping. That’s what I’ve heard.
As my horizons expand, I sure hope this Covid-belly, double-double chin and on-my-butt-too-long ass retracts to a healthier version of me. Stay tuned.